四大社交媒体金钱骗局 & 如何发现它们
Believe it or not social media scams have been picking more pockets than any other scam today––including phone call and text fraud.1
已经超过2美元了.7 欧元 in losses to social media scams between January 2021 and June 2023.2
以及你是否见过这些罪犯的行动, they don’t look the same today as they did even a year ago.2
They’re becoming more personalized and harder to detect from real opportunities.1
帮助你发现并避开蛇油, here’s a closer look at today’s most common social media scams, 他们的策略, 以及发现它们的危险信号.
1. 购物 & 折扣诈骗
Get the best deal on our super exclusive product, but only if you BUY NOW!
That’s the hard line many social media shopping scams proclaim. They entice eager shoppers with too-good-to-be-true offers. 在上钩买了东西之后, the shopper gets nothing—or they’re sent a poor-quality item that doesn't match its advertisement.2
战术: Social media shopping scams usually rely on bait-and-switch tactics, 通常伴随着一种紧迫感, 让人们迅速行动起来, 在花太多心思购买之前.2
红旗: If there’s no way to contact the seller or the product has zero reviews, 买之前仔细看看. Legitimate sellers tend to be more transparent both in how to get a hold of them and in their product reviews. 骗子通常比较模糊.2
2. 投资诈骗
Don’t miss out on this BIG opportunity to double or triple your money! 但是你必须现在就投资.
These money-flipping scams typically promise extraordinary returns, with fast turnaround times. 你只要把钱汇到海外就行了, 购买一定的加密货币, 或者买入一些“有保证的”投资. Once you do, your money disappears just as fast as the con artists themself.2
战术: High-pressure sales tactics are usually behind social media investment scams. 它们往往带有“经过证实的”说法, “担保,” and limited-time offers that can poke at our fear of missing out (FOMO).2
红旗: Be suspicious of any investment opportunity on social media that touts all rewards and no risks. 避免要求你向国外汇款的报价, 完成电汇, 或者先买一张预付借记卡. Legit investment opportunities are almost never 100% risk-free. So, second guess any investment offers that make those claims.2
3. 赠品,抽奖 & 彩票诈骗
你已经被选中赢得一张价值1000美元的免费礼品卡! Just click here to claim your prize in the next 5 minutes before it disappears forever!
社交媒体上的免费骗局可能会突然出现, 邀请你点击, 就像, 在领取奖品之前分享一篇文章. 不过，你做了之后，你就拿不到钱了. 而不是, you’re more 就像ly to get malware or viruses that can steal your personal sensitive information and your money.2
战术:惊喜, 诱骗法, and playing on a sense of urgency all come into play with sweepstakes and giveaway scams on social media.2
红旗: If you didn’t enter a giveaway, any “prize” you’re informed that you’ve won is probably not legit. Another red flag for these scams is a lack of contact information and no “official” organization behind the prize. Genuine giveaways will have ways to contact the organization associated with the prize, 与出版, 可验证的获胜规则和条件.2
4. 工作 & 收益诈骗
Earn BIGGER BUCKS and be your own boss when you work with us!
巨大的发薪日, 令人兴奋的好处, and other lofty promises tend to be the lures with job scams on social media. 他们向你承诺数百万, 更好的生活, and more time—you just have to pay for the screening process, “入门工具包”,或最初的培训. After you do, your money’s gone, and the smokescreen job offer vanishes too.3
战术: Phishing and bait-and-switch are common with social media job scams. 他们以匮乏为食, and 他们的策略 tend to be more successful when the need for a job is particularly dire.3
红旗: Take a critical eye to job opportunities that hinge on payment requests. Real job offers do not require an upfront expense for screening, consideration, or placement.3
如何保护你的财务 & 关闭社交媒体
Social media is still somewhat elusive, especially when talking about facts and finances. This can make it a minefield for anyone who doesn’t know how to spot the scammers and avoid the cons. No matter what social media platforms you use or why you’re on them, staying up to date with the latest scams and swindling tactics can help you make smarter choices with your money. 金融专业人士也可以.
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